What could refinancing or consolidating do for you?
Choose home loan refinancing or debt consolidation below, enter your figures, and we'll estimate your new repayment, your monthly saving, and the interest you could avoid.
1. Your current home loan
Tell us where things stand today.
Calculated from your balance, rate and years remaining. If your real repayment is different, adjust the fields above until it matches.
2. Your new loan
Adjust the rate and term you're considering. Many refinances reset to a fresh 30-year term - worth checking the effect on total interest below.
Switching costs = discharge fee, new application/valuation fees, etc. Used to estimate your break-even point.
Your estimated results
Based on the figures entered above.
Like what you see? Book a free, no-obligation chat and we'll turn this estimate into a real recommendation.
Book a free consultation1. Your current debts
Add every debt you'd like to consolidate - credit cards, personal loans, car loans, store cards, buy-now-pay-later, ATO debt, etc.
2. Your new consolidated loan
Adjust the estimated rate and term for the new loan you're considering.
Your estimated results
Based on the figures entered above.
Like what you see? Book a free, no-obligation chat and we'll turn this estimate into a real recommendation.
Book a free consultationThis calculator provides estimates only, based on the figures you enter and standard loan amortisation formulas. It does not constitute a loan offer, pre-approval, or personal financial advice, and does not account for fees, charges, LMI, redraw, offset accounts, or changes to interest rates over time. Actual outcomes depend on your individual circumstances and lender assessment. Please speak with Good Finance Co before making any financial decision.
We’d Love To Help
Share a few details and we will get in touch shortly, we look forward to hearing from you!